LIVE STREAM ONLY – 3:00

” I am able to meet my basic needs. I may have some debt, but it does not prohibit attainment of basic needs. I own my home, or I rent a property. I own/lease a car, or I can afford public and private transport. I am employed or self employed. I have access to healthcare. I have access to some financial savings. I have some expendable income. I can take a vacation without financial burden.”